How does this translate into a return opportunity?

The Oxford Financial Group has created an investment vehicle called the OFG Trust to allow individual investors to participate in the reliable profits of the life settlement industry. With most investments, the focus is on annual yield growth. With the OFG Trust, your money is invested in specific insurance policy(s) and upon maturity of those policy(s), you are returned an amount equal to twice the original purchase amount. In the OFG Trust, only permanent life insurance policies
(no term life) are bought where the insured individuals are at least 75 years of age or older. The policies are purchased at a discount to the total face value the life insurance companies pay when the insured individual passes away.

For example, a settlement might be $40,000.00 for a $100,000.00 face value policy. This would generate a $60,000.00 profit in the future when the insured individual passes away. If the policyholder sold the policy directly to the life insurance company, he or she may have only received $30-35,000.00 or less for the policy.

As an investor, you may acquire a position in anywhere from one to five policies dependent on availability. Your investment will be distributed equally into the selected number of policies. The total payout will always be twice the amount invested or a one-hundred percent total fixed return. If for example, you placed $50,000.00 in five policies, a $10,000.00 position would be established in each policy. You would receive an irrevocable beneficiary designation, from the OFG Trust, on each policy for $20,000.00 (twice the amount of your investment). As each policy matures, your payment would be $20,000.00 (the amount of your designation). Once all five policies matured, you would have received a cumulative total of $100,000.00 or twice the amount of your original investment.